It is often rightly said that one of the trickiest parts of property insurance claims is the contents portion of the claims. Even if you, the insured, save receipts to prove the age and cost of your personal property, those receipts are probably stored in the same general place as your personal property and thus will suffer the same fate in the event of a catastrophe. This should not be. Plan ahead. Store all pertinent receipts of your valuables in a fire proof safe.
Additionally, policy holders are often left to estimate the age and costs of your personal property. This leads to a great deal of disagreement and possible litigation between policyholders and their insurance carrier. The bottom line is this: When presenting a claim for contents damage or theft, it is absolutely imperative that the claim be accurate and verifiable. And it is far better to leave questionable items OUT of a claim than to face an allegation of fraud. Be honest, thorough, detailed, and forthright.
If the damage to your home is not properly mitigated with approved industry standard techniques and practices, additional property damage and subsequent charges could result from this neglect. Individuals who are not properly certified to repair your home simply lack the necessary skills that are needed to do what’s right. It’s easy to overlook the small details, but quite costly.
It’s really that simple. If you call on us, you won’t have this problem. Along with providing a complete turn-key service from start to finish, we also offer professional advice and guidance all along the way. It is our goal to not only engage you with the highest level of professionalism but also to handle your job requirements with the utmost care and attention to detail. Call us now at 770-591-7083. Or if it’s an after-hours emergency call 1-888-YOUR-911, which is our 24/7 hotline.
There are unexpected effects of smoke damage after any size fire, and this is the main reason that a professional technician needs to identify the affected areas immediately. Our trained and experienced experts know that just because an area of your property was not touched by the fire, it can still have long-term problems from the smoke if it’s not treated properly.
Our work has only just begun. You will find that sifting through the aftermath of a fire is a difficult, time-consuming, and personally daunting ordeal. What makes this particularly challenging is that it is often quite difficult to determine what is salvageable and what is not. There are, of course, limitations on what you can and should do, and it is proper to receive professional guidance through this process.
Smoke and soot damage takes a toll. It damages not just your contents, but also the structure as well. Keeping in mind the fact that there is never an unlimited amount of insurance money to work with, you want to be thoughtful in how it is spent. Once again, this is where professional, personalized guidance is quite valuable. We can help you in every aspect of your loss, just ask.