Insurance claims affect everyone. After a storm or disaster, everyone’s rates may go up to cover the loss. This is normal. What isn’t normal is this: the intentional commission of insurance fraud. Trying to make money off of your claim. Filing a false report against your policy for the purposes of personal enrichment.
Any person who knowingly and with intent to defraud any insurance company, or another person files an application for insurance or statement of claim containing any materially false information, or conceals for the purpose of misleading, information concerning any material fact commits a fraudulent insurance act, which is a crime and subjects the person to criminal and civil penalties. Insurance benefits may also be denied.
Once again – do not commit insurance fraud. Do not file a false claim. Pay your deductible. Do not try and pocket money from the insurance claim. Work with a reputable General Contractor such as Chateau Restoration to properly restore your home to it’s pre-loss condition. Tell your insurance agent and adjuster and contractor the truth concerning your loss. Always do the right thing, and everyone benefits.